Financing / VA Loans
For veterans

VA Loans

For eligible veterans, service members, and some surviving spouses. Often no down payment and no monthly mortgage insurance.

VA home loans are guaranteed by the U.S. Department of Veterans Affairs. They're one of the best benefits of military service.

Good Fit If

  • You're an eligible veteran, active-duty service member, or qualifying surviving spouse.

Know This

  • Often no down payment required.
  • No monthly mortgage insurance, though most borrowers pay a one-time funding fee (some veterans are exempt).
  • You'll need a Certificate of Eligibility — your lender can usually pull it.
  • The home must be your primary residence and meet VA condition standards.
General information only — not a loan offer or financial advice. Program terms, limits, and rates change; confirm current details with a licensed lender.